How to finish last year in college, financially?

[Tempus X]

On a personal note, my parents aren't the most endearing people. This is another drive for why I'm trying to learn how to become more of a man... and how to attract women who are NOT like my mother so history cannot repeat itself. =P

They're not going to give me any financial assistance and I still have, in total, a large sum to owe for my final year at college. As a result, I'm going to be forced to live at home, which will be hell since my mother is the kind of person who likes to make you feel like shit so she can feel better about herself.

So first off, what are some good places for a five out of five college student to go to for a loan? I already have a resume built up (I worked in between every other semester, but the money from it has already paid for three years of schooling... this is the fourth year here), so I'll be getting a good job as soon as I leave college.

Also, I'm thinking of just living on the couch of my fraternity house or something throughout the semester... my home environment is much too toxic for me to stay there healthily. Sometimes I pity my mother because she went through a rough childhood, but when she takes her daily frustrations out on me... well, it's intolerable.

Any advice financially and emotionally/psychologically?

[cagalindo]

well id get a college loan for now...like you said youll be getting a good job after college (hopefully haha) and you only have to start paying the loan 6 months after you graduate...the interest is only like 6-7% so its not the end of the world.


quit working your ass off at low wages just to pay for college...use it for other things....take the loan (you have 6 months after college before you have to start paying..... like borrowing money from a good friend....you have 6months (after you finished college..so that would be your whole college year PLUS 6 months to pay it back without losing any money)

so lets say your college is 5,000$ a year. take out a 5,000$ loan, pay the college

then with your wages you make instead of paying the college take 75% of wat u would pay for college and put it into a savings and use the other 25% of what you would have used for college for yourself. at the end of the college year if youve earned enough to pay for your college (as you have in years 1-3) you shuld have 75% of 5,000 in the bank. after 6 months that u finished college the bank will start to charge interest on your 5,000$ loan. usually around 6-7%. if you dont want to pay that interest use the 75% of what you have in the savings to pay off 75% of the loan, then work the other 25% off. i just think this is better in case there is an EMERGENCY, you have that money in the savings, plus you get an extra 25% of your wages to spend on yourself during college. (...you could always make it 50%/50% or w/e if your not worried about the 6% interest...but always save for at least 50%)

just be responsible, know you have to pay that loan back! interest sucks...its literally GIVING AWAY YOUR MONEY....so id go fer the 75% savings.
unless your like moving to.....el salvador then fuck it lmao take like a 100k loan "for college" and ditch, after you get your degree (lmao now that i think about it i wonder if people in el salvador care if you still own a loan in the US...i wonder if they would even or could even check..i mean you have your degree...so your a professional...do u get ur degree taken for still having a shcool loan?...i think not iunno lmao....hmm gets me thinking haha)...would work for me i dont plan on staying in this country for much longer after i graduate hell if i was rich id leave right now haha (not to el salvador haha just an example)

oh and if in your 1st 3 years youve maintained a 3.0 there are MANY scholarships...
FastWeb: Scholarships, Financial Aid and Colleges


ps: YOU COULD LIVE.....in your car (if u dont have one buy one youll be saving mad lots on rent anyways....)
i mean you can drive to work, have your clothes in ur trunk, sleep in ur car ("If you truly are sleepy, you can sleep anywhere!" haha), homework in the library, showers at the public beach, shit at 5 star restaurants, and eat at different restaurants everyday...i mean your saving hundreds on rent...so eating out everyday isnt an issue...6$ buffet..stay for like 5hrs...pronto!

^thats like majorrr savings if you usually pay rent haha